Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Chase
Welcome bonus
Rewards
2% in Disney Rewards Dollars at grocery stores
2% in Disney Rewards Dollars on card purchases at restaurants
2% in Disney Rewards Dollars on card purchases at gas stations
5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2% cash back on all eligible purchases on up to $50,000 per calendar year
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points per dollar on eligible purchases on U.S. purchases for shipping
4X points per dollar on eligible purchases on wireless phone services purchased directly from U.S. service providers
6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program
4X points per dollar on eligible purchases at U.S. gas stations
4X points per dollar on eligible purchases at restaurants worldwide
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X on groceries at U.S. supermarkets on up to $25,000 in purchases per year
4X at restaurants worldwide, on up to $50K in purchases
3X on flights booked directly with airlines or on amextravel.com
Annual fee
Recommended Credit
Welcome bonus
Rewards
2.5X points on up to $5,000 in mobile wallet purchases each quarter
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6% cash back on select U.S. streaming subscriptions.
3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
3% cash back at U.S. gas stations.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5X miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X Chase Travel℠ points per $1 on Lyft rides through March 31, 2025
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X miles on Delta purchases made directly with Delta
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.