Go Further With Your Credit!
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Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2 Bonus Points per $1 spent at fitness club and gym memberships
2 Bonus Points per $1 spent at restaurants
2 Bonus Points per $1 spent on airline tickets purchased directly from the airline
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points for each dollar spent on select streaming
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
7X points for every $1 spent with GM
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X miles per $1 spent on dining, including eligible delivery services
2X miles per $1 spent at office supply stores
2X miles per $1 spent at gas stations
2X miles per $1 spent on purchases from United® including tickets, Economy Plus®, Inflight food, beverages, Wi-Fi and other United charges
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X on groceries at U.S. supermarkets on up to $25,000 in purchases per year
4X at restaurants worldwide, on up to $50K in purchases
3X on flights booked directly with airlines or on amextravel.com
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points for every $1 spent on eligible net purchases at merchant locations in one of three categories chosen at the time of application: Day-to-day expenses – Including shipping providers, advertising agencies, utilities, office supply stores, telecom service/providers, and professional services businesses
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points at gas stations and EV charging stations
2X points at grocery stores, including grocery delivery
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X total points on hotels when you purchase travel through Chase after the first $300 is spent on travel purchases annually
3X points on dining at restaurants, including eligible delivery services, takeout, and dining out
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% in Disney Rewards Dollars at grocery stores
2% in Disney Rewards Dollars on card purchases at restaurants
2% in Disney Rewards Dollars on card purchases at gas stations
5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.