Go Further With Your Credit!
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Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points on streaming services
2X points at grocery stores and grocery delivery
2X points at gas stations and EV charging stations
4X points on dining, takeout and restaurant delivery
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
3% cash back in categories you choose: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles at restaurants and U.S. supermarkets
3X miles on Delta purchases
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points per $1 at Restaurants
3X ThankYou® Points per $1 at Supermarkets
3X ThankYou® Points per $1 on Gas Stations and EV Charging Stations
10X ThankYou® Points per $1 spent on Attractions booked through CitiTravel.com
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points per $1 on Lyft rides through March 31, 2025
3X points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year: Shipping purchases, Advertising purchases made with social media sites and search engines, Internet, cable and phone services, Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X points for each dollar spent on dining at restaurants including takeout and eligible delivery services
3X points for each dollar spent at grocery stores
3X points for each dollar spent with Air Canada directly
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X on dining, takeout and restaurant delivery
2X on airlines, gas stations and EV charging stations or grocery stores - whichever you spend most on each monthly billing cycle
2X on qualifying charitable donations
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.