Exciting news! The Chase Ink Preferred Card is now offering an all-time high bonus points offer that you won't want to miss. But before you hit that apply button, let's go over some key details to ensure you're all set to take advantage of this fantastic offer.

Do I Need a Business to Apply for an Ink Card?

Yes, you do! But don’t worry—most people have an eligible business. Even a side gig like tutoring counts. You can apply as a sole proprietorship using your Social Security number as the tax ID.

Can My Spouse Apply for the Same Card for the Same Business?

Yes, they can! Even if they’re an authorized user on your card.

What's the Minimum Credit Score Needed?While

there’s no official number, approvals are more common if you’ve had a personal credit card for at least 12 months and have a credit score of 700+.

Can I Apply for Two Ink Preferred Cards on the Same Day?

Absolutely! But here's the catch—you'll need two different business tax IDs to make it happen.

Will There Be One Hard Inquiry or Two?

• Same Day Applications: If you submit both applications on the same day, you’ll likely only see one hard inquiry on your credit report.

Different Day Applications: Recently, many folks have reported getting

• only one inquiry even when applying on different days. However, some have experienced two inquiries, so your mileage may vary.

Is the Ink Preferred Card Affected by the 5/24 Rule?

• Approval Above 5/24: Good news! Ive seen some people getting approved despite being over the 5/24 limit. But keep in mind, it’s not a sure thing for everyone.

What's the Chase 5/24 Rule?

Simply put, if you’ve opened five or more personal credit cards in the past 24 months, Chase won’t approve you for a new card.

What Counts Towards the 5 Cards?

Personal Credit Cards: Any personal credit card from any

• bank counts, whether it’s still open or closed.
• Business Cards: Business cards, even Chase’s, don’t count towards the 5 cards.
• Authorized Users: These accounts generally don’t count, but you might need to call the reconsideration department to sort it out.

Can I Get the Same Ink Card Again?

Yes, and here’s how:

• Same Business: Recently, many have been able to get the same card again even before 24 months.
• Different Business: You can apply for the same Ink card for a different business anytime.

Different Person: A different person can get the same Ink card for the same business at any time.

Quick Card Delivery

Once approved, you can request overnight shipping by calling 1-800-945-2028, ensuring you get your card as quickly as possible.

How ly Can I Get MyA?

Yak Chase oyour card.Spderve!

DoI Ern

Points or Cashback?

You earn Chase Ultimate Reward points, which you can use in multiple ways:

• Cashback: Redeem points for cash at 1 penny per point.
• Travel: Get 1.25 cents per point on Chase Travel, or 1.5 cents per point if you have the Chase Sapphire Reserve®.
• Transfer to Partners: Transfer points to airline and hotel partners at a 1:1 ratio.

What If M

y Application is Pending or Declined?P

ending: Call Chase Underwriting Department at 1-888-609-7805

• and press 0 for a rep.
• Declined: Contact the reconsideration department at the same number. They can often overturn the initial decision.

Do I Need a Chase Business Checking Account?

No, but having one can increase your chances of approval, especially for higher credit limits.

Key Takeaways:

•	**Dual Applications**: Apply for two Ink Preferred cards on the same day for just one hard inquiry.•	**5/24 Rule**: Personal cards count towards this rule, but business cards don’t.•	**Approval Flexibility**: More lenient approvals recently, but results can vary.

1. • Quick Card Access: Request expedited shipping for fast delivery.

Business Eligibility: Even small side gigs can qualify you for an Ink Preferred card.

1. • Maximize Your Points: Take advantage of various point redemption options for maximum benefit.

Ready to score those massive bonus points? Go ahead and apply with confidence!