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Top Credit Cards for Amazon Shopping
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Top Credit Cards for Amazon Shopping

Your go-to guide for maximizing rewards on Amazon and beyond!

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Best Cards at a Glance

1. Prime Visa

  • Amazon rewards: 5% back at Amazon and Whole Foods
  • Requirement: Prime membership
  • Annual fee: $0

2. Amazon Business Prime Amex

  • Amazon rewards: 5% back or 90-day terms
  • Applies to: Amazon.com, Business, AWS, Whole Foods
  • Spending cap: First $120,000 in purchases
  • Annual fee: $0

3. Amazon Prime Store Card

  • Amazon rewards: 5% back
  • Requirement: Prime membership
  • Annual fee: $0

4. Blue Cash Everyday® from Amex

  • Online retail rewards: 3% back
  • Spending cap: Up to $6,000 yearly
  • Annual fee: $0

5. Bank of America Customized Cash

  • Online shopping rewards: 3% back
  • Note: Must choose online shopping as your category
  • Spending cap: $2,500 quarterly (combined with other categories)
  • Annual fee: $0

6. Discover it® Cash Back

  • Amazon rewards: 5% back through 12/31/2024
  • Also works at: Target
  • Spending cap: $1,500 combined purchases
  • Annual fee: $0

7. Discover it Student Cash Back

  • Amazon rewards: Same as regular Discover it
  • Spending cap: $1,500 combined
  • Annual fee: $0

Quick Tips

  • Don't use Amex points at Amazon checkout (poor value at 0.7¢ per point)
  • No cards currently offer free Prime membership
    • For free Walmart+, consider Amex Platinum or Amex Business Gold

Note: Terms and rewards rates current as of November 2024.

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