Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points at gas stations and EV charging stations
2X points at grocery stores, including grocery delivery
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2% cash back on all eligible purchases on up to $50,000 per calendar year
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2 Citi ThankYou Points per $1 spent on streaming services.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5 miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X miles at restaurants and U.S. supermarkets
3X miles on Delta purchases
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
3% cash back in categories you choose: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X total points on select streaming services
3X total points on utilities
Up to 17X total points at IHG® Hotels and Resorts
That's 5X points with this card.
+ up to 10X points from IHG® for being an IHG One Rewards member.
+ up to 2X points from IHG® with Silver Elite Status, a benefit of this card.
3X total points on dining
3X total points at gas stations
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points on select streaming
Annual fee
Recommended Credit
Welcome bonus
Rewards
3X points on eligible travel purchases
3X points on mobile wallet spending
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5% back on U.S. purchases at Amazon Business, AWS, Amazon.com. Earn 5% back on the first $120,000 in purchases each calendar year with eligible Prime Membership
2% back at U.S. gas stations, restaurants and on on wireless telephone services.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
10X total points on hotels when you purchase travel through Chase after the first $300 is spent on travel purchases annually
3X points on dining at restaurants, including eligible delivery services, takeout, and dining out
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.