60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening.
Unlock the full potential of your spending with the Bank of America® Premium Rewards® card. Earn unlimited 2 points per dollar on travel and dining and 1.5 points on all other purchases. Enjoy up to $200 in travel statement credits annually and access to top-tier travel protections. This card offers remarkable flexibility and value with no foreign transaction fees, making it a smart choice for savvy travelers.
No direct line. If declined, you can call the new accounts fraud department, and they can connect you to the reconsideration department
Approval Rules: Bank of America is unlikely to approve a new credit card if you currently have more than five open Bank of America credit cards. Additionally, according to the 2/6 Rule, Bank of America generally does not approve new credit card applications if you have opened more than two credit cards from any issuer in the past 12 months. However, this limit is relaxed to six cards in the past 12 months if you hold a Bank of America bank account. For the Bank AmeriCard, you may be ineligible for a new card if you currently have, or have had, the Bank AmeriCard within the past 24 months, as eligibility typically requires the previous card to be closed for a full 24 months.
When applying for a new credit card, keep your balances below 10% of your limit on each existing card. Pay down balances and wait for each card's closing date, avoiding new charges. Some banks let you update balances anytime by phone, and Chase will automatically report a $0 balance after payment.
Travel Medical Insurance
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and transportation.
Hotel Collection
Enjoy a premium set of benefits when you use your Premium Rewards® card to book through the Visa Signature Luxury Hotel Collection.
Purchase Protection
Shop with confidence, with excellent purchase protections like Warranty Manager Service, Return Protection and Purchase Security. These can help with repair, replacement or reimbursement on purchases, or extend the manufacturers' warranty.
Miscellaneous Benefits
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
Auto CDW Insurance
Feel safer on the road with our 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver.
Extra Redemption Value
If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
Credits
Get up to $120 in Airport Security Statement Credits for TSA PreCheck® or Global Entry application fees, every four years
Credits
Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees - automatically applied to your card statement
