Thinking About Downgrading Your Venture X? Here's What You Need to Know
Navigating Your Capital One Venture X: Smart Tips for Downgrading and Saving on Fees
Navigating Your Capital One Venture X: Smart Tips for Downgrading and Saving on Fees
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So you've got the Capital One Venture X and you're weighing your options about keeping it past the first year. Let's cut through the confusion about downgrading this card.
Here's the deal with Capital One's fee rules:
Quick tip: Some folks report getting fee waivers from Capital One if they have perfect payment history. While it's probably unlikely for the Venture X, it never hurts to ask.
Capital One can be weird about downgrades. A few things to keep in mind:
If you can downgrade, you won't lose:
If you're planning to downgrade, mark your calendar for 60 days before your anniversary date. Don't wait until after the fee hits, or you'll be stuck paying it.
Want to play it safe? Set yourself a reminder for 70 days before your anniversary. That gives you some wiggle room to figure out your strategy.
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