Looking for a Starter Card That Offers Room for Growth? Chase Freedom Rise Is a Great Option

If you're starting out and want a credit card that not only helps you build credit but also gives you the opportunity to get a better card without applying again, the Chase Freedom Rise is a great option to consider. Chase has made it easy for Freedom Rise cardholders to upgrade to the Chase Freedom Unlimited after just 12 months of responsible use. This means you can access enhanced rewards without the hassle of applying for a new card.

Why Choose Chase Freedom Rise?

• Credit Building: The Freedom Rise is specifically designed for individuals who are new to credit or working on improving their credit score. It offers a straightforward 1.5% cash back on all purchases and a way to establish good financial habits.
• Easy Upgrade Path: One of the standout features of the Freedom Rise is the potential for an automatic upgrade to the Freedom Unlimited. After a year of responsible card use, including on-time payments and regular spending, Chase will evaluate your account for an upgrade.

How the Upgrade Works

Each year, Chase reviews your account to see if you qualify for an upgrade based on a few key criteria:

• Timely Payments: No late payments with Chase or other lenders in the past 12 months.
• Active Use: At least one purchase with your Freedom Rise card in the last year.
• Account in Good Standing: Your Freedom Rise account must be open and not in a modified payment program.

Benefits of Upgrading to Freedom Unlimited

If you meet the criteria, you’ll automatically be upgraded to the Chase Freedom Unlimited, which offers:

• Higher Cash Back: 3% cash back on dining and drugstores, and 5% on Chase Travel purchases, compared to the 1.5% flat rate with the Freedom Rise.
• No Extra Applications: Enjoy these enhanced rewards without the need for another application or credit check.

Start Small, Grow Big

The Chase Freedom Rise is an excellent option for those new to credit, offering an easy path to a more rewarding card. By using your card responsibly, you can build your credit and seamlessly transition to the Freedom Unlimited, enjoying better rewards and more benefits along the way. It's a smart move for anyone looking to establish and grow their financial foundation.