Business credit cards are essential tools for managing company expenses, improving cash flow, and earning rewards. One of the most attractive features for many businesses is a 0% APR introductory offer, which allows you to make purchases and carry a balance without accruing interest for a set period. This can be a game-changer for companies looking to invest in growth or cover short-term operational costs without incurring high finance charges.

For business owners seeking both financial flexibility and significant rewards, the Chase Ink Business Unlimited® Credit Card stands out as a top contender.

Chase Ink Business Unlimited® Credit Card

Limited-Time $900 Sign-Up Bonus Offer

Currently, the Chase Ink Business Unlimited® Credit Card is offering one of the best deals available for a no-annual-fee business card—a $900 sign-up bonus after spending $6,000 in the first 3 months. This offer is perfect for businesses looking to maximize their rewards while enjoying the benefits of 0% APR.

Key Benefits:

• $900 Bonus: Earn $900 in cash back or 90,000 Chase Ultimate Rewards® points, which can be redeemed for cash, travel, or gift cards.
• 1.5% Unlimited Cash Back: Simple, no-category rewards on every purchase, making it ideal for businesses that prioritize ease and consistency.
• 0% Intro APR: Enjoy 0% APR on purchases for 12 months, with a variable APR of 18.49%-24.49% after the introductory period.
• No Annual Fee: With zero annual cost, this card offers a low-risk, high-reward opportunity.

Redemption Options:

• Cash Back: Redeem 1 point for $0.01 in statement credits or deposits.
• Travel: Points are worth more when redeemed through the Chase Travel Portal, with values up to 1.25x-1.5x if you hold a premium Chase card.
• Transfer to Travel Partners: Boost point value by transferring to partners like United Airlines or Hyatt, potentially doubling their worth to 2 cents per point.

Additional Perks:

• Free Employee Cards: Issue employee cards with spending limits to control business expenses.
• Primary Rental Car Insurance and Purchase Protection: Extra security on eligible purchases.

Best For:

This card is perfect for small business owners who want straightforward cash-back rewards, flexible point redemptions, and no annual fee. However, be mindful of the 3% foreign transaction fee for international purchases.

In short, the Chase Ink Business Unlimited® Credit Card offers incredible value with its sign-up bonus, flexible redemption options, and 0% APR—all with no annual fee, making it a smart choice for business owners.