Earn 120,000 Membership Rewards® Points after you spend $15,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Earn a $100 statement credit after you spend $1,000 on purchases in the first 3 months of account opening
3X ThankYou® Points for every $1 spent at gas stations.
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
5% cash back on Lyft rides through March 31, 2025
2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
5% Cashback Bonus at Target
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
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If you’ve been thinking about traveling more—whether it’s a quick getaway, a family trip, or even a luxury vacation—Capital One’s Venture Rewards Credit Card just launched its highest-ever welcome bonus. This offer could be your ticket to making travel more affordable and rewarding.
I've put together an overview of the offer, key travel perks, and expert tips on applying to improve your approval odds. Read the full card breakdown below.
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For a limited time, the Capital One Venture Rewards Credit Card is offering:
With a low $95 annual fee, an easy 2X miles on every purchase, and plenty of travel perks, this card is a solid option for both new and seasoned travelers.
To earn the bonus:
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Before applying, it’s important to understand how Capital One evaluates applications and how you can improve your chances of approval.
Capital One typically pulls all three credit bureaus (Experian, Equifax, TransUnion). If you want to limit this:
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Best for:
Not ideal if:
Alternative Option: If the $4,000 spending requirement is too high, the Capital One VentureOne offers:
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<table border="1"> <tr> <th>Card</th> <th>Annual Fee</th> <th>Rewards Rate</th> <th>Best For</th> </tr> <tr> <td>Capital One Venture X</td> <td>$395</td> <td>10X hotels/rentals, 5X flights, 2X all else</td> <td>Luxury travelers who want lounge access & perks</td> </tr> <tr> <td>Capital One VentureOne</td> <td>$0</td> <td>1.25X miles on everything</td> <td>No-fee travelers who still want rewards</td> </tr> <tr> <td>Chase Sapphire Preferred</td> <td>$95</td> <td>3X dining, 2X travel</td> <td>Those who prefer Chase’s transfer partners</td> </tr> <tr> <td>Amex Platinum</td> <td>$695</td> <td>5X flights & hotels</td> <td>High spenders who want premium travel benefits</td> </tr> <tr> <td>Citi Premier</td> <td>$95</td> <td>3X dining, travel, gas</td> <td>Flexible travel redemption seekers</td> </tr> <tr> <td>Citi Double Cash</td> <td>$0</td> <td>2% cash back (1% when you buy, 1% when you pay)</td> <td>Flat-rate cash back with no categories</td> </tr> <tr> <td>Capital One Quicksilver</td> <td>$0</td> <td>1.5% cash back on everything</td> <td>Simple, no-fuss rewards</td> </tr> <tr> <td>Chase Freedom Unlimited</td> <td>$0</td> <td>1.5% cash back + bonus categories</td> <td>Best for cash back with bonus rewards</td> </tr> </table> <div class="article_line"></div>
For a $95 annual fee, the Capital One Venture Rewards card delivers:
However, approval isn’t guaranteed—Capital One is known for pulling all three credit bureaus. Applying strategically (freezing one bureau, keeping balances low, and spacing out recent applications) can boost your approval odds.
Not into travel? Consider cashback alternatives like Citi Double Cash, Capital One Quicksilver, or Chase Freedom Unlimited. If you like the Venture structure but want no annual fee, the VentureOne is a solid option.
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Have questions about this offer? Need help with credit? Want a specific topic covered? Email us.
Reminder: Always use credit responsibly. If you’re struggling with debt, consider reaching out to a credit counseling service for assistance.
Editor’s Note: We strive to provide accurate, useful information. Always check final offer details on the official issuer’s website before applying.
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