Whats better than a discount?.... Free!

Do you love to travel but also want to get the most value for your money?

The Capital One Venture Rewards Credit Card, one of the best low-cost travel cards, is now offering its highest-ever sign-up bonus: Earn 75,000 bonus miles after spending $4,000 in the first 3 months (~$1,333/month—think groceries, rent, or everyday purchases). Get a $250 travel credit to use toward new or past travel, including flights, hotels, baggage fees, and more.

That’s over $1,000 in total travel value—all for a low $95 annual fee.

Read on to see what else this card offers, plus tips on how to improve your chances of approval.

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Why This Card Stands Out for Travel

Earning Miles Made Easy

• 2X miles on every purchase— Spend and earn. No category restrictions.
• 5X miles on hotels & rental cars Travel again 5X faster when you book book through Capital One Travel.
• Miles never expire as long as your account stays active.

Travel-Friendly Perks

• No Foreign Transaction Fees: Traveling abroad? You're saving ~3% per purchase.
• Global Entry/TSA PreCheck Credit: Skip long security lines with a $120 statement credit every four years. Bonus: Kids under 18 can join you in PreCheck lanes for free.
• Two Free Lounge Visits: Get two complimentary passes to Capital One Lounges each year—perfect for relaxing before a flight.
• Free Mile Pooling: Combine miles with a spouse, family member, or friend at no cost.
• Travel Insurance & Rental Car Coverage
• Capital One’s Travel Platform: Book trips easily with competitive pricing, price protection, and access to 18+ airline and hotel partners.
• Anniversary Bonus: Get 10,000 bonus miles once a year just for keeping your card open.
• Extended Warranties on Eligible Purchases at no extra cost.

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Maximizing Your Redemption

Its easy to make the most of your miles:

• Standard Redemption: Use 75,000 miles for $750 toward travel through Capital One’s portal, plus the $250 travel credit, for a total of $1,000+ in travel value.
• Maximized Transfers: Transfer miles to top travel partners like British Airways Avios or Virgin Red, where your miles stretch further (~1.85 cents per mile).
  • 15,000 miles = A one-way ticket to Hawaii.
  • 60,000 miles = Business class to Europe.
• Flexible Options: Not traveling? Use your miles for gift cards or statement credits to keep your rewards working for you.

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Application & Approval Tips

Think this card might be for you? Here’s what to know before you apply:

What Capital One Looks For

• Credit Score: A score of 700+ gives you an 80-85% approval chance (exact stats aren’t public, but the score is just one factor they consider).
• Credit Age: Having at least two years of solid credit use improves your odds.
• Balances: Keep your balances under 10%—high credit usage can lower approval chances.
• Recent Inquiries: If you’ve applied for 2-3 new revolving credit accounts (credit cards) in the past 6-12 months, it could impact approval.
• New Accounts: Just opened a card? It might be wise to wait before applying for another.

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Application Strategies

• Inquiries: Capital One pulls from all three credit bureaus (Experian, Equifax, and TransUnion). To avoid multiple hard inquiries, you can freeze one bureau before applying and still get approved.
• Apply When Balances Are Low: Your credit utilization matters—apply when your balances are at their lowest. Payments usually update on your statement closing date, so wait until after payments post for better approval chances.
• Income Matters: Approvals are based on stated income—which includes salary, self-employment, investments, and even shared household income. If someone helps with expenses or you expect a higher income this year, you can include that. A good rule of thumb: your annual income divided by 12 should comfortably cover rent and debt payments (e.g., $100K/year = ~$8,333/month).

Checking Your Application Status

• Pending? Call 1-800-903-9177 or 1-877-277-5901 to check the status.
• Denied? If there was an error (e.g., incorrect SSN), call 1-800-625-7866 to request reconsideration.

By following these tips, you’ll improve your chances of getting approved and securing one of the best travel rewards cards available!

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How It Compares to Other Cards

<table border="1" cellpadding="8" cellspacing="0"> <tr> <th>Card</th> <th>Annual Fee</th> <th>Rewards Rate</th> <th>Best For</th> </tr> <tr> <td>Capital One Venture</td> <td>$95</td> <td>2X all, 5X travel</td> <td>Simple travel rewards</td> </tr> <tr> <td>Capital One Venture X</td> <td>$395</td> <td>10X hotels/rentals, 5X flights</td> <td>Luxury travelers</td> </tr> <tr> <td>Capital One VentureOne</td> <td>$0</td> <td>1.25X all</td> <td>No-fee travel</td> </tr> <tr> <td>Chase Sapphire Preferred</td> <td>$95</td> <td>3X dining, 2X travel</td> <td>Chase transfer fans</td> </tr> <tr> <td>Amex Platinum</td> <td>$695</td> <td>5X flights & hotels</td> <td>Premium travel perks</td> </tr> <tr> <td>Citi Double Cash</td> <td>$0</td> <td>2% cash back</td> <td>Flat-rate cash rewards</td> </tr> </table>

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Final Thoughts: Is the Venture Rewards Card Right for You?

This card is a great fit if:

• You want affordable travel rewards with no foreign transaction fees  a robust booking platform and other cards to upgrddae or downgrade to
• You can meet the $4,000 spending requirement with regular expenses.
• You prefer a simple 2X miles on everything structure.
• You already use Capital One and want to maximize your rewards.

It might not be the best fit if:

• You don’t travel often—a cashback card could be better:
  • Citi Double Cash: 2% back on everything.
  • Capital One Quicksilver: 1.5% back.
  • Chase Freedom Unlimited: 1.5% + bonus categories.
• $4,000 in 3 months feels too high—consider the Capital One VentureOne, which offers 1.25X miles with a lower spending requirement and no annual fee.

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The Bottom Line

For $95 a year, the Capital One Venture Rewards Credit Card delivers:

• 75,000 miles ($750 value) + $250 travel credit = $1,000+ total travel value.
• 2X miles on everything—no need to track categories.
• Travel perks like lounge access, TSA PreCheck credit, and free mile pooling.

Approval isn’t guaranteed, but applying strategically improves your chances. If travel is your priority, this card is a fantastic option. Prefer cashback instead? VentureOne or Citi Double Cash might be a better choice.

​<div class="article_note">So, where will 75,000 miles take you?</div>

Learn More >

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Read More:

[How to Freeze Your Credit Report]

[Getting Started with Capital One Miles]

[Capital One Travel Transfer Partners]

[Raising Your Credit Limit Without Applying]

[How to Downgrade capital one credit cards]

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Have questions? Email us! Always check final offer details on Capital One’s website before applying.

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Use credit cards responsibly

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