Travel More While Saving? Limited Time Offer!

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Do you love to travel but also love saving money and getting the most value for your dollar?

The Capital One Venture Rewards Credit Card has a new all time high sign-up bonus that helps you do both by turning everyday expenses into free travel fast.

The Offer:

For a limited time new cardholders earn 75,000 bonus miles after spending $4,000 in the first three months and you get a $250 travel credit for travel purchases made in the first year.

At a base redemption you're looking $1,000+ in bonus travel value from a top travel card with a low $95 annual fee.

That's Really Just The Start! Take a look at how you earn miles when you spend using the card, your travel benefits and some application pointers to help you apply if you decide if its for you.

Spend. Earn. Fly.

Beyond the bonus, earn 2X miles for every $1 dollar spent on any purchase ($300 = 600 miles) and 5X miles for every dollar spent on travel ($300 = 1500 miles) everyday.

Travel-Friendly Perks

No Foreign Transaction Fees: Travel abroad and save the typical ~3% transaction fee.
Global Entry/TSA PreCheck Credit: Skip long security lines with a $120 statement credit every four years. Bonus: Kids under 18 can join you in PreCheck lanes for free.
Two Free Lounge Visits: Get **two complimentary **Capital One Lounge **passes **each year—perfect for relaxing before a flight.
Free Mile Pooling: Combine miles with any capital one member for free.
**Insurance: **Get Travel Insurance & Rental Car Coverage when paying with your venture rewards
Capital One’s Travel Platform: Book trips easily with competitive pricing, price protection, and access to 18+ airline and hotel partners.
Anniversary Bonus: Get 10,000 bonus miles once a year just for keeping your card open.
Extended Warranties on Eligible Purchases at no extra cost.

Redeeming your miles.

Its easy to make the most of your miles:

Standard Redemption: Use 75,000 miles for $750 toward travel through Capital One’s portal, plus the $250 travel credit, for a total of $1,000+ in travel value.
Maximized Transfers: Transfer miles to top travel partners like British Airways Avios or Virgin Red, where your miles stretch further (~1.85 cents per mile).
- 15,000 miles = A one-way ticket to Hawaii.
- 60,000 miles = Business class to Europe.
Flexible Options: Not traveling? Use your miles for gift cards or statement credits to keep your rewards working for you.

Application & Approval Tips

Think this card might be for you? Here’s what to know before you apply:

What Capital One Looks For

Credit Score: A score of 700+ gives you an 80-85% approval chance (exact stats aren’t public, but the score is just one factor they consider).
Credit Age: Have at least two years of credit use improves your odds.
Balances: Keep your balances under 10%—high credit usage can lower approval chances.
Recent Inquiries: If you’ve applied for 2-3 new revolving credit accounts (credit cards) in the past 6-12 months, it could impact approval.
New Accounts: Just opened a card? It might be wise to wait before applying for another.

Application Strategies

Inquiries: Capital One pulls from all three credit bureaus (Experian, Equifax, and TransUnion). To avoid multiple hard inquiries, you can freeze one bureau before applying and still get approved.
Apply When Balances Are Low: Your credit utilization matters—apply when your balances are at their lowest. Payments usually update on your statement closing date, so wait until after payments post for better approval chances.
Income: Approvals are based on stated income—which includes salary, self-employment, investments, and even shared household income. If someone helps with expenses or you expect a higher income this year, you can include that.

Checking Your Application Status

If you applied and didn't get approved right away, you can check the status of your application by calling 1-800-903-9177 or 1-877-277-5901.

Got declined? Some banks may reconsider your declined application if you call and ask to reconsider, capital one will only reconsider if there was an error in the application (e.g., incorrect SSN). Capital One Reconsideration 1-800-625-7866.

How It Compares to Other Cards

<table border="1" cellpadding="8" cellspacing="0"> <tr> <th>Card</th> <th>Annual Fee</th> <th>Rewards Rate</th> <th>Best For</th> </tr> <tr> <td>Capital One Venture</td> <td>$95</td> <td>2X all, 5X travel</td> <td>Simple travel rewards</td> </tr> <tr> <td>Capital One Venture X</td> <td>$395</td> <td>10X hotels/rentals, 5X flights</td> <td>Luxury travelers</td> </tr> <tr> <td>Capital One VentureOne</td> <td>$0</td> <td>1.25X all</td> <td>No-fee travel</td> </tr> <tr> <td>Chase Sapphire Preferred</td> <td>$95</td> <td>3X dining, 2X travel</td> <td>Chase transfer fans</td> </tr> <tr> <td>Amex Platinum</td> <td>$695</td> <td>5X flights & hotels</td> <td>Premium travel perks</td> </tr> <tr> <td>Citi Double Cash</td> <td>$0</td> <td>2% cash back</td> <td>Flat-rate cash rewards</td> </tr> </table>

Final Thoughts: Is the Venture Rewards Card Right for You?

This card is a great fit if:

You want affordable travel rewards with no foreign transaction fees a robust booking platform and other cards to upgrddae or downgrade to
You can meet the $4,000 spending requirement with regular expenses.
You prefer a simple 2X miles on everything structure.
You already use Capital One and want to maximize your rewards.

It might not be the best fit if:

You don’t travel often—a cashback card could be better:
- Citi Double Cash: 2% back on everything.
- Capital One Quicksilver: 1.5% back.
- Chase Freedom Unlimited: 1.5% + bonus categories.
$4,000 in 3 months feels too high—consider the Capital One VentureOne, which offers 1.25X miles with a lower spending requirement and no annual fee.

The Bottom Line

For $95 a year, the Capital One Venture Rewards Credit Card delivers:

75,000 miles ($750 value) + $250 travel credit = $1,000+ total travel value.
2X miles on everything—no need to track categories.
Travel perks like lounge access, TSA PreCheck credit, and free mile pooling.

Approval isn’t guaranteed, but applying strategically improves your chances. If travel is your priority, this card is a fantastic option. Prefer cashback instead? VentureOne or Citi Double Cash might be a better choice.