Earn 70,000 AAdvantage® bonus miles after making your first purchase and paying the annual fee in full, both within the first 90 days.
2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days
No Points
Earn 2,500 Bonus Rewards after your first purchase – that’s worth $25 in RCI Member Rewards
5X Rewards for every $1 spent on all eligible RCI purchases.
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire.
2% cash back on dining purchases. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
3% cash back in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.
If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
"Turning a 'No' into a 'Yes': Navigating Credit Card Reconsideration Calls"
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Getting rejected for a credit card isn't fun, but it's often not the final answer. Most banks have reconsideration lines where you can make your case. Here's what you need to know.
Before you dial, take a few minutes to prepare:
American Express
Chase
Bank of America
Citi
Important: Some banks don't do reconsideration at all, including Discover, TD Bank, and HSBC. Don't waste your time calling these - if they decline you, it's final.
Remember: The person on the other end of the line wants to help if they can. Make it easy for them to say yes by being prepared and professional.
If reconsideration doesn't work out, wait a few months and try applying for a different card. Sometimes timing is everything with credit applications.
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