American Express (Amex) has made it easier for business owners to apply for their credit cards. The popular "Apply with Confidence" feature now includes business cards. This means you can check if you are pre-approved without affecting your credit score.

How It Works

Pre-Approval Check

Enter your name, business address, and the last four digits of your Social Security Number. Amex will do a soft credit check that won't hurt your credit score.

Offers and Approval Odds

Based on the soft credit check, Amex will tell you if you’re pre-approved for any business cards. They’ll also show you which cards you might get and your chances of approval.

Apply with Confidence

If you decide to apply, you’ll know you have a good chance of getting approved. At this point, a hard credit check might be done, which can affect your credit score.

Benefits for Business Owners

This feature helps business owners apply for credit cards without worrying about hurting their credit scores unless they accept an offer. It reduces the risk of multiple credit applications and makes it easier to apply confidently.

Easy Access

You can use the "Apply with Confidence" feature on the American Express website, by calling customer service, or through some partner websites. Check if you’re pre-approved for cards like The Business Platinum Card® or the American Express® Business Gold Card.

For more details, visit the American Express website or contact their customer service.