Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
3X points at restaurants worldwide
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®.
Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Earn 60,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership + receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/2024.
4X on groceries at U.S. supermarkets on up to $25,000 in purchases per year
4X at restaurants worldwide, on up to $50K in purchases
3X on flights booked directly with airlines or on amextravel.com
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/8/2025.
7X points for eligible purchases at hotels and resorts in the Hilton portfolio
5X points on dining At U.S. restaurants, including takeout and delivery
5X points on gas At U.S. gas stations
5X points on groceries At U.S. supermarkets
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Get a complimentary 3 months of DashPass, DoorDash's membership that provides unlimited deliveries with $0 delivery fee and reduced service fees on eligible orders on DoorDash and Caviar. After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. Activate by December 31, 2024.
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
What Are Credit Inquires? Does It Affect Your Report? How? Find Out More.
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A credit inquiry occurs when someone reviews your credit history. Each type serves a distinct purpose and affects your credit profile differently.
A hard inquiry takes place when a lender evaluates your creditworthiness for a financial product. These inquiries require your authorization.
Common Situations:
Impact on Your Credit Profile:
A hard inquiry occurs when a lender examines your credit history to evaluate your creditworthiness for a financial product or service.
A soft inquiry represents a basic credit check that does not affect your creditworthiness assessment.
Common Situations:
Impact on Your Credit Profile:
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Financial institutions recognize the importance of comparing loan offers. The major credit scoring models accommodate rate shopping through these provisions:
If you identify an unauthorized inquiry:
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To maintain a strong credit profile:
Understanding these distinctions helps you manage your credit profile effectively while making informed financial decisions.
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