Earn $250 back after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
6% cash back on select U.S. streaming subscriptions.
3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then
1%).
3% cash back at U.S. gas stations.
Earn $200 back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
3% cash back on U.S. online retail purchases, on up to $6,000 per year in purchases (then 1%)
3% cash back on gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
Earn 120,000 Membership Rewards® Points after you spend $15,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
2% cash back on all eligible purchases on up to $50,000 per calendar year
Unlock premium benefits with every stay, like a $50 experience credit, room upgrades when available and more when booking through Capital One Travel.
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.
Discover the best ways to manage your Amex cards and save on annual fees.
song.url
I am currently detailing the downgrade options for various banks' credit cards. This week, we’re focusing on American Express (Amex) cards.
Subscribe for more great credit and credit card content.
The Amex No Preset Limit Card Family: Platinum, Gold, Green*
This family includes the Amex Platinum, Amex Gold, and Amex Green cards. Any personal card in this family can be downgraded or upgraded within the family.
The business card family also includes the same three options:
Amex Everyday Preferred
Blue Cash Preferred
Amex Delta Family
The Delta personal card family includes four cards that can be downgraded or upgraded within the family.
For the business family:
The Hilton Card Family
The Hilton Personal card family has three options:
There is only one Hilton business card, the Amex Hilton Business card, with no downgrade or upgrade options.
The Amex Marriott Family
For personal cards:
For business cards:
Amex Plum Business
No Preset Spending Limit means the spending limit is flexible, adapting based on factors like your purchase, payment, and credit history.
Q: If I upgraded my Amex Gold card to the Amex Platinum, can I still get a welcome bonus on a new Platinum card?
A: No. If you’ve had the card before, you’re not eligible for the welcome bonus, even if you never received one.
Q: If I receive an upgrade offer with bonus points from Amex, can I downgrade after getting the bonus?
A: Downgrading within 12 months of receiving a bonus may result in being blacklisted by Amex.
Q: Are charge cards included in the Amex 2/90 rule?
A: No.
Q: Can I downgrade a personal Amex Gold card to a no-annual-fee card?
A: No. The cheapest downgrade option is the Green card with a $150 annual fee.
Q: Can I downgrade an Amex card via chat?
A: Yes, you can downgrade through chat or by calling customer service.
Q: I downgraded my Amex Platinum to Amex Green, then saw a 50k upgrade offer to Platinum. Is there any harm in upgrading again?
A: No. Upgrading is fine. The issue is downgrading within 12 months after receiving a bonus.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Block quote
Ordered list
Unordered list
Bold text
Emphasis
Superscript
Subscript
Get the latest credit card insights, finance hacks, and exclusive offers. Sign up and shape your financial future now!
0 Comments