Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Chase
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points on the first $50,000 spent in purchases each year
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X points at U.S. supermarkets on up to $6,000 per year in purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points at gas stations and EV charging stations
2X points at grocery stores, including grocery delivery
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2% cash back on dining purchases. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
3% cash back in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
4X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases on your card in a calendar year, earn a total of
5X AAdvantage® miles on eligible American Airlines purchases for the remainder of the year.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
Welcome bonus
Rewards
2.5X points on up to $5,000 in mobile wallet purchases each quarter
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5X miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points on select streaming
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10% cash back on Uber Eats through 11/14/2024
10% cash back on Uber through 11/14/2024
3% cash back on popular streaming services
3% cash back at grocery stores
8% cash back on Capital One Entertainment purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X FlexPoints at most cell phone service providers.
2X FlexPoints on qualifying charitable donations. Choose from a wide range of eligible local, national and international charities.
2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5% cash back on Lyft rides through March 31, 2025
5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.