Go Further With Your Credit!
Have a specific goal? Want to boost your approval chances? Questions about an issuer? Navigate the process with CreditCardGuy at your side and avoid frustrations with our tailored support.
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
2X points at grocery stores
3X points on eligible JetBlue purchases
2X points at restaurants
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
3% cash back on popular streaming services
10% cash back on Uber Eats through 11/14/2024
10% cash back on Uber through 11/14/2024
8% cash back on Capital One Entertainment purchases
3% cash back at grocery stores,
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X FlexPoints at most cell phone service providers.
2X FlexPoints on qualifying charitable donations. Choose from a wide range of eligible local, national and international charities.
2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5% cash back on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
5X miles on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
3X ThankYou® Points for every $1 spent at gas stations.
2X ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X on dining, takeout and restaurant delivery
2X on airlines, gas stations and EV charging stations or grocery stores - whichever you spend most on each monthly billing cycle
2X on qualifying charitable donations
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
Annual fee
Recommended Credit
Discover
Welcome bonus
Rewards
5% Cashback Bonus at Target
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points on the first $50,000 spent in purchases each year
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.