Go Further With Your Credit!
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American Express
Welcome bonus
Rewards
7X points for eligible purchases at hotels and resorts in the Hilton portfolio
5X points on dining At U.S. restaurants, including takeout and delivery
5X points on gas At U.S. gas stations
5X points on groceries At U.S. supermarkets
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
**2X **points on dining and travel purchases
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com
Annual fee
Recommended Credit
Welcome bonus
Rewards
up to 2.5% cash back on your first $10,000 of qualifying eligible purchases
Annual fee
Recommended Credit
Welcome bonus
Rewards
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2X points for each dollar spent on local transit and commuting, including rideshare
2X points for each dollar spent on select streaming
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
4X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
6X points per $1 spent on eligible purchases made at Hotels by Wyndham
6X points per $1 on qualifying gas purchases
4X points per $1 spent on dining
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5 miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
4X miles per $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
2X miles per $1 spent on dining including eligible delivery services
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
10% cash back on Uber Eats through 11/14/2024
10% cash back on Uber through 11/14/2024
3% cash back on popular streaming services
3% cash back at grocery stores
8% cash back on Capital One Entertainment purchases
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.