Go Further With Your Credit!
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Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Barclays
Welcome bonus
Rewards
5X points per $1 spent on eligible purchases made at Hotels by Wyndham
2X points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
5X points per $1 spent on qualifying gas purchases
2X points per $1 spent on dining
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
4X points per dollar on eligible purchases on U.S. purchases for shipping
4X points per dollar on eligible purchases on wireless phone services purchased directly from U.S. service providers
6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program
4X points per dollar on eligible purchases at U.S. gas stations
4X points per dollar on eligible purchases at restaurants worldwide
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
6X points on dining at U.S. restaurants, including takeout and delivery
6X points on gas at U.S. gas stations
4X points U.S online retail purchases
12X points for eligible purchases at hotels and resorts in the Hilton portfolio
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
4X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases on your card in a calendar year, earn a total of
5X AAdvantage® miles on eligible American Airlines purchases for the remainder of the year.
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
3X Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
2% in Disney Rewards Dollars at grocery stores
2% in Disney Rewards Dollars on card purchases at restaurants
2% in Disney Rewards Dollars on card purchases at gas stations
5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
5% back on U.S. purchases at Amazon Business, AWS, Amazon.com. Earn 5% back on the first $120,000 in purchases each calendar year with eligible Prime Membership
2% back at U.S. gas stations, restaurants and on on wireless telephone services.
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
2X ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year.
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X points at gas stations and EV charging stations
2X points at grocery stores, including grocery delivery
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X miles on every dollar spent on U.S. shipping
3X miles on every dollar spent on eligible purchases made directly with Delta
Annual fee
Recommended Credit
Bank of America
Welcome bonus
Rewards
2% cash back on dining purchases. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
3% cash back in the category of your choice: gas stations and EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
unlimited 5X miles per dollar on rental cars booked through Capital One Travel
Annual fee
Recommended Credit
Wells Fargo
Welcome bonus
Rewards
2X points on travel
1X points on rent payments without the transaction fee up to 100,000 points each calendar year
3X points on dining
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.