Go Further With Your Credit!
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American Express
Welcome bonus
Rewards
6X points per dollar on U.S. purchases for shipping
6X points per dollar on wireless telephone services purchases directly from U.S. service providers
12X points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio
6X points per dollar on purchases at U.S. gas stations
6X points per dollar on purchases at U.S. restaurants
Annual fee
Recommended Credit
Citi
Welcome bonus
Rewards
4X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases on your card in a calendar year, earn a total of
5X AAdvantage® miles on eligible American Airlines purchases for the remainder of the year.
Annual fee
Recommended Credit
Capital One
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
2.5X points on up to $5,000 in mobile wallet purchases each quarter
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
2X points on the first $50,000 spent in purchases each year
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Chase
Welcome bonus
Rewards
5X points on Lyft rides through March 31, 2025
3X points on select streaming services
3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
3X points on dining, including eligible delivery services, takeout and dining out
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X Membership Rewards® points on flights booked on amextravel.com using your Business Gold Card.
4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle: Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.. Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X Membership Rewards® points on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
1.5X miles on every dollar spent on U.S. shipping
3X miles on every dollar spent on eligible purchases made directly with Delta
Annual fee
Recommended Credit
Welcome bonus
Rewards
2X on dining, takeout and restaurant delivery
2X on airlines, gas stations and EV charging stations or grocery stores - whichever you spend most on each monthly billing cycle
2X on qualifying charitable donations
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
Welcome bonus
Rewards
Annual fee
Recommended Credit
American Express
Welcome bonus
Rewards
3X miles on Delta purchases made directly with Delta
Annual fee
Recommended Credit
Hot tip! Before applying for your first credit card it’s best to have someone add you as an authorized user on one of their cards in order to up your chances of approval. Learn more about it here.