Terms of Service for CreditCardGuy.com

1. Introduction
Thank you for choosing CreditCardGuy.com. Our website is dedicated to providing you with comprehensive credit card reviews, financial tips, and tools to help you make informed credit-related decisions. By accessing or using our website, you agree to abide by these Terms of Service (ToS), applicable laws, and regulations. If you disagree with any part of the terms, you must not use our website.

2. Use License
You are granted a non-exclusive, non-transferable, revocable license to access and use CreditCardGuy.com strictly in accordance with these terms of service. The content, information, and tools on CreditCardGuy.com are for personal, non-commercial use only.

3. Content and Services
The content on CreditCardGuy.com, including credit card reviews, articles, and comparison tools, is for informational purposes only. We strive to keep our content accurate and up to date but do not guarantee the completeness or accuracy of the information provided. Our website may contain links to third-party websites or services that are not owned or controlled by CreditCardGuy.com. We assume no responsibility for the content, privacy policies, or practices of any third-party websites.

4. User Contributions
Users may have the opportunity to contribute content, such as comments or reviews. By posting content on CreditCardGuy.com, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content. You are responsible for the content you contribute and agree not to post anything illegal, offensive, or in violation of copyright or privacy rights.

5. Disclaimers
All content and services on CreditCardGuy.com are provided on an "as is" and "as available" basis without any warranties of any kind, including but not limited to the accuracy or completeness of information. CreditCardGuy.com is not a financial advisor, and the content provided is not intended as financial advice. We recommend consulting with a professional advisor for specific financial guidance.

6. Limitation of Liability
CreditCardGuy.com, its affiliates, and its licensors will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

7. Modifications to Terms of Service
CreditCardGuy.com reserves the right, at our discretion, to modify or replace these Terms at any time. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.

8. Governing Law
These Terms of Service shall be governed and construed in accordance with the laws of NY, without regard to its conflict of law provisions.